Call reports 2015
TIMBERWOOD BANK — 2015
What TIMBERWOOD BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 171,011,000 | 168,302,000 | 169,596,000 | 168,987,000 |
| Total loans | 114,033,000 | 116,190,000 | 114,664,000 | 114,440,000 |
| Allowance for loan losses | 2,418,000 | 2,499,000 | 2,533,000 | 2,351,000 |
| Securities available for sale | 39,592,000 | 40,445,000 | 40,214,000 | 40,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,350,000 | 133,497,000 | 136,421,000 | 137,567,000 |
| Interest-bearing deposits | 120,085,000 | 116,894,000 | 118,603,000 | 115,266,000 |
| Noninterest-bearing deposits | 17,265,000 | 16,604,000 | 17,818,000 | 22,301,000 |
| Equity capital | 23,278,000 | 23,093,000 | 23,557,000 | 22,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,601,000 | 3,192,000 | 4,832,000 | 6,491,000 |
| Interest expense | 206,000 | 406,000 | 605,000 | 795,000 |
| Net interest income | 1,395,000 | 2,786,000 | 4,227,000 | 5,696,000 |
| Noninterest income | 237,000 | 472,000 | 692,000 | 1,297,000 |
| Noninterest expense | 972,000 | 1,920,000 | 2,883,000 | 3,935,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 751,000 | 1,430,000 | 2,140,000 | 3,162,000 |
| Income tax | 167,000 | 391,000 | 582,000 | 894,000 |
| Net income | 584,000 | 1,039,000 | 1,558,000 | 2,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,231,000 | 20,447,000 | 20,733,000 | 19,356,000 |
| Total capital | 21,696,000 | 21,957,000 | 22,217,000 | 20,840,000 |
| Risk-weighted assets | 116,051,000 | 119,817,000 | 117,640,000 | 117,867,000 |