Call reports 2013
TIMBERWOOD BANK — 2013
What TIMBERWOOD BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 173,537,000 | 170,873,000 | 170,469,000 | 169,845,000 |
| Total loans | 116,164,000 | 119,090,000 | 113,353,000 | 109,765,000 |
| Allowance for loan losses | 3,140,000 | 3,063,000 | 3,083,000 | 2,715,000 |
| Securities available for sale | 42,019,000 | 38,495,000 | 42,785,000 | 44,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,215,000 | 134,777,000 | 136,183,000 | 137,914,000 |
| Interest-bearing deposits | 123,265,000 | 122,280,000 | 123,098,000 | 123,490,000 |
| Noninterest-bearing deposits | 16,951,000 | 12,497,000 | 13,085,000 | 14,424,000 |
| Equity capital | 22,941,000 | 22,146,000 | 21,810,000 | 21,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,717,000 | 3,448,000 | 5,111,000 | 6,765,000 |
| Interest expense | 320,000 | 625,000 | 924,000 | 1,212,000 |
| Net interest income | 1,397,000 | 2,823,000 | 4,187,000 | 5,553,000 |
| Noninterest income | 258,000 | 351,000 | 579,000 | 729,000 |
| Noninterest expense | 983,000 | 1,640,000 | 2,579,000 | 3,721,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 677,000 | 1,539,000 | 2,226,000 | 2,611,000 |
| Income tax | 184,000 | 438,000 | 626,000 | 694,000 |
| Net income | 493,000 | 1,101,000 | 1,600,000 | 1,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,405,000 | 19,543,000 | 19,574,000 | 19,549,000 |
| Total capital | 20,920,000 | 21,097,000 | 21,103,000 | 21,038,000 |
| Risk-weighted assets | 119,556,000 | 122,834,000 | 120,803,000 | 117,904,000 |