Call reports 2012
TIMBERWOOD BANK — 2012
What TIMBERWOOD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 173,323,000 | 170,418,000 | 172,555,000 | 172,462,000 |
| Total loans | 114,881,000 | 113,381,000 | 114,669,000 | 113,271,000 |
| Allowance for loan losses | 3,424,000 | 3,398,000 | 3,399,000 | 3,224,000 |
| Securities available for sale | 39,990,000 | 41,534,000 | 41,590,000 | 40,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,231,000 | 134,928,000 | 136,916,000 | 137,845,000 |
| Interest-bearing deposits | 124,804,000 | 121,570,000 | 124,198,000 | 122,993,000 |
| Noninterest-bearing deposits | 13,427,000 | 13,359,000 | 12,718,000 | 14,853,000 |
| Equity capital | 23,079,000 | 23,171,000 | 23,443,000 | 23,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,870,000 | 3,712,000 | 5,506,000 | 7,361,000 |
| Interest expense | 428,000 | 827,000 | 1,201,000 | 1,545,000 |
| Net interest income | 1,442,000 | 2,885,000 | 4,305,000 | 5,816,000 |
| Noninterest income | 266,000 | 509,000 | 768,000 | 1,089,000 |
| Noninterest expense | 947,000 | 1,929,000 | 2,942,000 | 4,046,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 892,000 | 1,601,000 | 2,320,000 | 3,048,000 |
| Income tax | 291,000 | 500,000 | 707,000 | 911,000 |
| Net income | 601,000 | 1,101,000 | 1,613,000 | 2,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,293,000 | 19,298,000 | 19,336,000 | 19,380,000 |
| Total capital | 20,898,000 | 20,871,000 | 20,907,000 | 20,885,000 |
| Risk-weighted assets | 126,572,000 | 124,004,000 | 123,890,000 | 118,676,000 |