Call reports 2007
TIMBERWOOD BANK — 2007
What TIMBERWOOD BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 109,161,000 | 168,994,000 | 152,099,000 | 152,494,000 |
| Total loans | 90,399,000 | 138,339,000 | 123,406,000 | 126,299,000 |
| Allowance for loan losses | 1,224,000 | 1,541,000 | 1,571,000 | 1,760,000 |
| Securities available for sale | 9,824,000 | 9,721,000 | 9,718,000 | 9,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,800,000 | 137,528,000 | 113,924,000 | 115,335,000 |
| Interest-bearing deposits | 79,869,000 | 122,517,000 | 97,889,000 | 105,461,000 |
| Noninterest-bearing deposits | 8,931,000 | 15,011,000 | 16,035,000 | 9,873,000 |
| Equity capital | 17,227,000 | 17,375,000 | 18,254,000 | 17,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,829,000 | 4,504,000 | 7,072,000 | 9,683,000 |
| Interest expense | 884,000 | 2,161,000 | 3,393,000 | 4,682,000 |
| Net interest income | 945,000 | 2,343,000 | 3,679,000 | 5,001,000 |
| Noninterest income | 111,000 | 290,000 | 1,577,000 | 1,692,000 |
| Noninterest expense | 775,000 | 2,043,000 | 3,230,000 | 4,362,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 1,592,000 |
| Pretax income | 251,000 | 530,000 | 1,936,000 | 739,000 |
| Income tax | 83,000 | 175,000 | 735,000 | 178,000 |
| Net income | 168,000 | 355,000 | 1,201,000 | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,462,000 | 13,863,000 | 14,490,000 | 13,724,000 |
| Total capital | 16,634,000 | 15,177,000 | 16,061,000 | 15,398,000 |
| Risk-weighted assets | 93,808,000 | 141,189,000 | 139,001,000 | 133,832,000 |