Call reports 2002
TIMBERWOOD BANK — 2002
What TIMBERWOOD BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 17,246,000 | 15,973,000 | 15,097,000 | 14,797,000 |
| Total loans | 8,143,000 | 8,244,000 | 7,849,000 | 7,998,000 |
| Allowance for loan losses | 89,000 | 88,000 | 61,000 | 61,000 |
| Securities available for sale | 120,000 | 354,000 | 593,000 | 603,000 |
| Securities held to maturity | 5,075,000 | 5,650,000 | 5,216,000 | 4,289,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,820,000 | 14,528,000 | 13,624,000 | 13,364,000 |
| Interest-bearing deposits | 13,858,000 | 12,432,000 | 11,114,000 | 11,236,000 |
| Noninterest-bearing deposits | 1,962,000 | 2,096,000 | 2,510,000 | 2,128,000 |
| Equity capital | 1,342,000 | 1,374,000 | 1,401,000 | 1,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 487,000 | 770,000 | 1,005,000 |
| Interest expense | 86,000 | 163,000 | 232,000 | 294,000 |
| Net interest income | 153,000 | 324,000 | 538,000 | 711,000 |
| Noninterest income | 14,000 | 31,000 | 45,000 | 10,000 |
| Noninterest expense | 149,000 | 293,000 | 447,000 | 617,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 16,000 | 59,000 | 133,000 | 104,000 |
| Income tax | 3,000 | 13,000 | 35,000 | 52,000 |
| Net income | 13,000 | 46,000 | 98,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,342,000 | 1,374,000 | 1,396,000 | 1,349,000 |
| Total capital | 1,431,000 | 1,462,000 | 1,457,000 | 1,410,000 |
| Risk-weighted assets | 9,603,000 | 9,045,000 | 9,331,000 | 10,767,000 |