Call reports 2001
TIMBERWOOD BANK — 2001
What TIMBERWOOD BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,017,000 | 16,490,000 | 17,634,000 | 16,140,000 |
| Total loans | 8,614,000 | 8,507,000 | 8,308,000 | 8,384,000 |
| Allowance for loan losses | 65,000 | 67,000 | 62,000 | 88,000 |
| Securities available for sale | 175,000 | 159,000 | 148,000 | 132,000 |
| Securities held to maturity | 3,565,000 | 3,247,000 | 1,960,000 | 5,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,545,000 | 14,953,000 | 16,203,000 | 14,761,000 |
| Interest-bearing deposits | 12,413,000 | 12,750,000 | 13,849,000 | 12,556,000 |
| Noninterest-bearing deposits | 2,132,000 | 2,203,000 | 2,354,000 | 2,205,000 |
| Equity capital | 1,341,000 | 1,371,000 | 1,367,000 | 1,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 304,000 | 586,000 | 861,000 | 1,114,000 |
| Interest expense | 122,000 | 238,000 | 362,000 | 465,000 |
| Net interest income | 182,000 | 348,000 | 499,000 | 649,000 |
| Noninterest income | 15,000 | 35,000 | 52,000 | 67,000 |
| Noninterest expense | 157,000 | 296,000 | 457,000 | 626,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 31,000 |
| Pretax income | 38,000 | 83,000 | 88,000 | 56,000 |
| Income tax | 17,000 | 32,000 | 41,000 | 37,000 |
| Net income | 21,000 | 51,000 | 47,000 | 19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,341,000 | 1,371,000 | 1,367,000 | 1,327,000 |
| Total capital | 1,406,000 | 1,438,000 | 1,429,000 | 1,415,000 |
| Risk-weighted assets | 12,605,000 | 9,052,000 | 9,618,000 | 9,428,000 |