Call reports 2006
SECURITY BANK OF NORTH FULTON — 2006
What SECURITY BANK OF NORTH FULTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 147,530,000 | 158,315,000 | 172,788,000 | 190,177,000 |
| Total loans | 102,280,000 | 115,666,000 | 129,004,000 | 134,966,000 |
| Allowance for loan losses | 1,232,000 | 1,284,000 | 1,409,000 | 1,509,000 |
| Securities available for sale | 3,216,000 | 3,148,000 | 8,153,000 | 14,710,000 |
| Securities held to maturity | 1,993,000 | 1,993,000 | 1,994,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,879,000 | 120,161,000 | 132,392,000 | 151,320,000 |
| Interest-bearing deposits | 104,356,000 | 111,812,000 | 123,763,000 | 143,602,000 |
| Noninterest-bearing deposits | 6,523,000 | 8,348,000 | 8,629,000 | 7,718,000 |
| Equity capital | 34,364,000 | 37,039,000 | 37,598,000 | 38,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 0 | 2,749,000 | 5,959,000 | 9,357,000 |
| Interest expense | 0 | 1,196,000 | 2,551,000 | 4,281,000 |
| Net interest income | 0 | 1,553,000 | 3,408,000 | 5,076,000 |
| Noninterest income | 0 | 26,000 | 49,000 | 93,000 |
| Noninterest expense | 0 | 695,000 | 1,562,000 | 2,476,000 |
| Provision for loan losses | 0 | 65,000 | 217,000 | 317,000 |
| Pretax income | 0 | 819,000 | 1,678,000 | 2,357,000 |
| Income tax | 0 | 313,000 | 662,000 | 928,000 |
| Net income | 0 | 506,000 | 1,016,000 | 1,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,558,000 | 13,086,000 | 14,214,000 | 15,543,000 |
| Total capital | 11,790,000 | 14,370,000 | 15,623,000 | 17,052,000 |
| Risk-weighted assets | 114,900,000 | 130,241,000 | 147,434,000 | 154,505,000 |