Call reports 2025
LEGENDS WEST BANK — 2025
What LEGENDS WEST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 88,415,000 | 105,587,000 | 124,997,000 | 148,740,000 |
| Total loans | 75,752,000 | 92,492,000 | 107,808,000 | 119,807,000 |
| Allowance for loan losses | 1,102,000 | 1,479,000 | 1,692,000 | 1,891,000 |
| Securities available for sale | 2,240,000 | 1,896,000 | 1,828,000 | 1,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,941,000 | 90,936,000 | 109,998,000 | 131,843,000 |
| Interest-bearing deposits | 66,821,000 | 83,279,000 | 102,802,000 | 123,685,000 |
| Noninterest-bearing deposits | 7,120,000 | 7,657,000 | 7,196,000 | 8,158,000 |
| Equity capital | 14,157,000 | 14,167,000 | 14,349,000 | 16,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,411,000 | 3,182,000 | 5,261,000 | 7,641,000 |
| Interest expense | 659,000 | 1,413,000 | 2,352,000 | 3,400,000 |
| Net interest income | 752,000 | 1,769,000 | 2,909,000 | 4,241,000 |
| Noninterest income | 13,000 | 32,000 | 52,000 | 78,000 |
| Noninterest expense | 702,000 | 1,350,000 | 2,091,000 | 2,803,000 |
| Provision for loan losses | 150,000 | 525,000 | 738,000 | 936,000 |
| Pretax income | -87,000 | -74,000 | 132,000 | 580,000 |
| Income tax | 0 | 1,000 | 29,000 | 145,000 |
| Net income | -87,000 | -75,000 | 103,000 | 435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,577,000 | 13,607,000 | 13,802,000 | 15,651,000 |