Call reports 2022
LEGENDS WEST BANK — 2022
What LEGENDS WEST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 28,396,000 | 27,464,000 | 26,513,000 | 25,759,000 |
| Total loans | 9,384,000 | 10,404,000 | 10,959,000 | 10,209,000 |
| Allowance for loan losses | 103,000 | 103,000 | 102,000 | 103,000 |
| Securities available for sale | 7,107,000 | 7,343,000 | 7,211,000 | 6,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,966,000 | 23,018,000 | 22,114,000 | 21,319,000 |
| Interest-bearing deposits | 17,381,000 | 16,873,000 | 16,166,000 | 13,957,000 |
| Noninterest-bearing deposits | 6,585,000 | 6,145,000 | 5,948,000 | 7,362,000 |
| Equity capital | 4,221,000 | 4,242,000 | 4,187,000 | 4,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 144,000 | 312,000 | 517,000 | 745,000 |
| Interest expense | 7,000 | 13,000 | 22,000 | 35,000 |
| Net interest income | 137,000 | 299,000 | 495,000 | 710,000 |
| Noninterest income | 16,000 | 31,000 | 49,000 | 64,000 |
| Noninterest expense | 118,000 | 246,000 | 355,000 | 515,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 35,000 | 84,000 | 189,000 | 259,000 |
| Income tax | 10,000 | 19,000 | 29,000 | 57,000 |
| Net income | 25,000 | 65,000 | 160,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,296,000 | 4,337,000 | 4,431,000 | 4,474,000 |