Call reports 2021
LEGENDS WEST BANK — 2021
What LEGENDS WEST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 27,327,000 | 22,648,000 | 22,540,000 | 24,050,000 |
| Total loans | 8,632,000 | 10,815,000 | 12,056,000 | 10,772,000 |
| Allowance for loan losses | 96,000 | 97,000 | 103,000 | 103,000 |
| Securities available for sale | 7,001,000 | 7,132,000 | 6,434,000 | 6,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,792,000 | 17,972,000 | 17,832,000 | 19,584,000 |
| Interest-bearing deposits | 15,436,000 | 13,143,000 | 13,224,000 | 14,421,000 |
| Noninterest-bearing deposits | 7,356,000 | 4,829,000 | 4,608,000 | 5,163,000 |
| Equity capital | 4,330,000 | 4,470,000 | 4,492,000 | 4,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 165,000 | 447,000 | 618,000 | 792,000 |
| Interest expense | 12,000 | 22,000 | 30,000 | 38,000 |
| Net interest income | 153,000 | 425,000 | 588,000 | 754,000 |
| Noninterest income | 18,000 | 35,000 | 51,000 | 67,000 |
| Noninterest expense | 137,000 | 272,000 | 409,000 | 589,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 34,000 | 188,000 | 230,000 | 232,000 |
| Income tax | 10,000 | 19,000 | 29,000 | 45,000 |
| Net income | 24,000 | 169,000 | 201,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,318,000 | 4,464,000 | 4,486,000 | 4,271,000 |