Call reports 2019
LEGENDS WEST BANK — 2019
What LEGENDS WEST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 24,321,000 | 23,039,000 | 22,600,000 | 23,327,000 |
| Total loans | 9,627,000 | 10,875,000 | 11,537,000 | 11,253,000 |
| Allowance for loan losses | 93,000 | 93,000 | 93,000 | 93,000 |
| Securities available for sale | 5,709,000 | 5,721,000 | 5,721,000 | 5,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,919,000 | 16,701,000 | 16,188,000 | 16,852,000 |
| Interest-bearing deposits | 12,938,000 | 12,320,000 | 12,273,000 | 12,453,000 |
| Noninterest-bearing deposits | 4,981,000 | 4,381,000 | 3,915,000 | 4,399,000 |
| Equity capital | 6,241,000 | 6,169,000 | 6,240,000 | 6,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 209,000 | 430,000 | 661,000 | 888,000 |
| Interest expense | 17,000 | 40,000 | 65,000 | 89,000 |
| Net interest income | 192,000 | 390,000 | 596,000 | 799,000 |
| Noninterest income | 18,000 | 38,000 | 62,000 | 82,000 |
| Noninterest expense | 153,000 | 330,000 | 480,000 | 682,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,000 | 98,000 | 178,000 | 199,000 |
| Income tax | 10,000 | 19,000 | 29,000 | 42,000 |
| Net income | 47,000 | 79,000 | 149,000 | 157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,248,000 | 6,155,000 | 6,225,000 | 6,233,000 |
| Total capital | 6,341,000 | 6,248,000 | 6,318,000 | 6,326,000 |
| Risk-weighted assets | 10,889,000 | 11,571,000 | 11,400,000 | 11,313,000 |