Call reports 2017
LEGENDS WEST BANK — 2017
What LEGENDS WEST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 25,583,000 | 25,054,000 | 24,956,000 | 25,693,000 |
| Total loans | 10,342,000 | 9,915,000 | 11,205,000 | 10,338,000 |
| Allowance for loan losses | 219,000 | 214,000 | 214,000 | 214,000 |
| Securities available for sale | 7,379,000 | 6,608,000 | 7,284,000 | 7,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,281,000 | 18,747,000 | 18,536,000 | 19,480,000 |
| Interest-bearing deposits | 15,277,000 | 14,621,000 | 14,493,000 | 14,572,000 |
| Noninterest-bearing deposits | 4,004,000 | 4,126,000 | 4,043,000 | 4,908,000 |
| Equity capital | 6,146,000 | 6,195,000 | 6,295,000 | 6,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 191,000 | 384,000 | 611,000 | 813,000 |
| Interest expense | 11,000 | 23,000 | 33,000 | 44,000 |
| Net interest income | 180,000 | 361,000 | 578,000 | 769,000 |
| Noninterest income | 25,000 | 56,000 | 82,000 | 104,000 |
| Noninterest expense | 104,000 | 267,000 | 393,000 | 644,000 |
| Provision for loan losses | 5,000 | 0 | 0 | 0 |
| Pretax income | 96,000 | 150,000 | 267,000 | 229,000 |
| Income tax | 13,000 | 25,000 | 45,000 | 45,000 |
| Net income | 83,000 | 125,000 | 222,000 | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,151,000 | 6,188,000 | 6,284,000 | 6,072,000 |
| Total capital | 6,261,000 | 6,345,000 | 6,435,000 | 6,216,000 |
| Risk-weighted assets | 8,709,000 | 12,562,000 | 12,050,000 | 11,486,000 |