Call reports 2016
LEGENDS WEST BANK — 2016
What LEGENDS WEST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 25,550,000 | 25,501,000 | 23,539,000 | 24,183,000 |
| Total loans | 11,092,000 | 10,991,000 | 11,503,000 | 11,951,000 |
| Allowance for loan losses | 194,000 | 204,000 | 214,000 | 214,000 |
| Securities available for sale | 5,097,000 | 5,646,000 | 6,301,000 | 6,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,328,000 | 19,204,000 | 17,188,000 | 17,974,000 |
| Interest-bearing deposits | 14,357,000 | 13,989,000 | 13,583,000 | 14,411,000 |
| Noninterest-bearing deposits | 4,971,000 | 5,215,000 | 3,605,000 | 3,563,000 |
| Equity capital | 6,099,000 | 6,162,000 | 6,206,000 | 6,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 205,000 | 405,000 | 607,000 | 804,000 |
| Interest expense | 11,000 | 22,000 | 33,000 | 44,000 |
| Net interest income | 194,000 | 383,000 | 574,000 | 760,000 |
| Noninterest income | 24,000 | 50,000 | 76,000 | 104,000 |
| Noninterest expense | 118,000 | 261,000 | 400,000 | 663,000 |
| Provision for loan losses | 10,000 | 20,000 | 30,000 | 30,000 |
| Pretax income | 90,000 | 152,000 | 220,000 | 171,000 |
| Income tax | 15,000 | 24,000 | 41,000 | 27,000 |
| Net income | 75,000 | 128,000 | 179,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,073,000 | 6,127,000 | 6,177,000 | 6,067,000 |
| Total capital | 6,218,000 | 6,243,000 | 6,333,000 | 6,195,000 |
| Risk-weighted assets | 11,582,000 | 9,208,000 | 12,479,000 | 10,218,000 |