Call reports 2015
LEGENDS WEST BANK — 2015
What LEGENDS WEST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 26,463,000 | 25,099,000 | 24,459,000 | 23,969,000 |
| Total loans | 9,752,000 | 9,942,000 | 10,769,000 | 12,097,000 |
| Allowance for loan losses | 183,000 | 184,000 | 184,000 | 184,000 |
| Securities available for sale | 5,372,000 | 5,399,000 | 5,019,000 | 5,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,308,000 | 18,918,000 | 18,181,000 | 17,838,000 |
| Interest-bearing deposits | 16,651,000 | 15,902,000 | 15,062,000 | 14,419,000 |
| Noninterest-bearing deposits | 3,658,000 | 3,016,000 | 3,119,000 | 3,419,000 |
| Equity capital | 6,048,000 | 6,078,000 | 6,160,000 | 6,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 200,000 | 394,000 | 601,000 | 756,000 |
| Interest expense | 12,000 | 24,000 | 35,000 | 46,000 |
| Net interest income | 188,000 | 370,000 | 566,000 | 710,000 |
| Noninterest income | 23,000 | 48,000 | 73,000 | 101,000 |
| Noninterest expense | 130,000 | 266,000 | 408,000 | 668,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 152,000 | 231,000 | 143,000 |
| Income tax | 9,000 | 28,000 | 37,000 | 10,000 |
| Net income | 72,000 | 124,000 | 194,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,013,000 | 6,078,000 | 6,134,000 | 5,998,000 |
| Total capital | 6,176,000 | 6,255,000 | 6,294,000 | 6,173,000 |
| Risk-weighted assets | 13,016,000 | 14,192,000 | 12,812,000 | 14,017,000 |