Call reports 2014
LEGENDS WEST BANK — 2014
What LEGENDS WEST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 25,132,000 | 24,652,000 | 23,736,000 | 23,287,000 |
| Total loans | 10,025,000 | 10,272,000 | 11,696,000 | 11,697,000 |
| Allowance for loan losses | 181,000 | 181,000 | 182,000 | 183,000 |
| Securities available for sale | 6,735,000 | 5,579,000 | 5,305,000 | 5,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,016,000 | 18,472,000 | 17,479,000 | 17,221,000 |
| Interest-bearing deposits | 15,781,000 | 15,450,000 | 14,975,000 | 14,338,000 |
| Noninterest-bearing deposits | 3,235,000 | 3,021,000 | 2,504,000 | 2,883,000 |
| Equity capital | 6,032,000 | 6,091,000 | 6,163,000 | 5,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 245,000 | 442,000 | 651,000 | 871,000 |
| Interest expense | 13,000 | 25,000 | 38,000 | 50,000 |
| Net interest income | 232,000 | 417,000 | 613,000 | 821,000 |
| Noninterest income | 25,000 | 55,000 | 73,000 | 96,000 |
| Noninterest expense | 129,000 | 297,000 | 427,000 | 705,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 128,000 | 175,000 | 259,000 | 212,000 |
| Income tax | 9,000 | 18,000 | 33,000 | 14,000 |
| Net income | 119,000 | 157,000 | 226,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,037,000 | 6,075,000 | 6,144,000 | 5,941,000 |
| Total capital | 6,183,000 | 6,223,000 | 6,307,000 | 6,101,000 |
| Risk-weighted assets | 11,666,000 | 11,780,000 | 13,017,000 | 12,784,000 |