Call reports 2013
LEGENDS WEST BANK — 2013
What LEGENDS WEST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 24,769,000 | 24,115,000 | 23,873,000 | 23,993,000 |
| Total loans | 10,063,000 | 11,502,000 | 12,613,000 | 12,408,000 |
| Allowance for loan losses | 179,000 | 179,000 | 179,000 | 180,000 |
| Securities available for sale | 6,524,000 | 6,534,000 | 6,243,000 | 6,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,574,000 | 17,997,000 | 17,515,000 | 17,757,000 |
| Interest-bearing deposits | 15,472,000 | 15,196,000 | 14,670,000 | 14,293,000 |
| Noninterest-bearing deposits | 3,102,000 | 2,801,000 | 2,845,000 | 3,464,000 |
| Equity capital | 6,087,000 | 6,058,000 | 6,164,000 | 5,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 228,000 | 444,000 | 684,000 | 933,000 |
| Interest expense | 17,000 | 32,000 | 46,000 | 59,000 |
| Net interest income | 211,000 | 412,000 | 638,000 | 874,000 |
| Noninterest income | 25,000 | 48,000 | 77,000 | 99,000 |
| Noninterest expense | 130,000 | 265,000 | 409,000 | 686,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 106,000 | 195,000 | 306,000 | 287,000 |
| Income tax | 11,000 | 22,000 | 33,000 | 33,000 |
| Net income | 95,000 | 173,000 | 273,000 | 254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,013,000 | 6,092,000 | 6,191,000 | 5,917,000 |
| Total capital | 6,165,000 | 6,259,000 | 6,364,000 | 6,093,000 |
| Risk-weighted assets | 12,100,000 | 13,323,000 | 13,860,000 | 14,103,000 |