Call reports 2012
LEGENDS WEST BANK — 2012
What LEGENDS WEST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 22,406,000 | 21,876,000 | 23,608,000 | 23,283,000 |
| Total loans | 10,309,000 | 11,150,000 | 11,516,000 | 11,872,000 |
| Allowance for loan losses | 168,000 | 168,000 | 168,000 | 168,000 |
| Securities available for sale | 5,788,000 | 6,070,000 | 6,209,000 | 6,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,186,000 | 15,551,000 | 17,177,000 | 17,137,000 |
| Interest-bearing deposits | 13,330,000 | 13,005,000 | 14,434,000 | 14,221,000 |
| Noninterest-bearing deposits | 2,856,000 | 2,546,000 | 2,743,000 | 2,916,000 |
| Equity capital | 6,053,000 | 6,136,000 | 6,237,000 | 6,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 447,000 | 685,000 | 929,000 |
| Interest expense | 19,000 | 36,000 | 55,000 | 72,000 |
| Net interest income | 201,000 | 411,000 | 630,000 | 857,000 |
| Noninterest income | 22,000 | 46,000 | 71,000 | 100,000 |
| Noninterest expense | 120,000 | 256,000 | 388,000 | 687,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 103,000 | 201,000 | 313,000 | 270,000 |
| Income tax | 13,000 | 46,000 | 59,000 | -14,000 |
| Net income | 90,000 | 155,000 | 254,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,974,000 | 6,039,000 | 6,138,000 | 5,918,000 |
| Total capital | 6,135,000 | 6,207,000 | 6,306,000 | 6,086,000 |
| Risk-weighted assets | 12,861,000 | 13,899,000 | 14,310,000 | 14,523,000 |