Call reports 2011
LEGENDS WEST BANK — 2011
What LEGENDS WEST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 20,947,000 | 20,603,000 | 20,696,000 | 21,158,000 |
| Total loans | 10,763,000 | 11,723,000 | 13,318,000 | 11,832,000 |
| Allowance for loan losses | 136,000 | 136,000 | 136,000 | 139,000 |
| Securities available for sale | 4,315,000 | 4,409,000 | 4,289,000 | 4,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,019,000 | 14,577,000 | 14,502,000 | 15,014,000 |
| Interest-bearing deposits | 12,425,000 | 12,324,000 | 12,293,000 | 12,387,000 |
| Noninterest-bearing deposits | 2,594,000 | 2,253,000 | 2,209,000 | 2,627,000 |
| Equity capital | 5,833,000 | 5,920,000 | 6,046,000 | 5,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 244,000 | 490,000 | 753,000 | 1,000,000 |
| Interest expense | 26,000 | 48,000 | 69,000 | 90,000 |
| Net interest income | 218,000 | 442,000 | 684,000 | 910,000 |
| Noninterest income | 21,000 | 45,000 | 68,000 | 93,000 |
| Noninterest expense | 122,000 | 278,000 | 413,000 | 700,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 117,000 | 209,000 | 339,000 | 303,000 |
| Income tax | 0 | 29,000 | 66,000 | 100,000 |
| Net income | 117,000 | 180,000 | 273,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,808,000 | 5,871,000 | 5,964,000 | 5,884,000 |
| Total capital | 5,944,000 | 6,007,000 | 6,100,000 | 6,023,000 |
| Risk-weighted assets | 12,807,000 | 13,331,000 | 14,420,000 | 13,145,000 |