Call reports 2010
LEGENDS WEST BANK — 2010
What LEGENDS WEST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 19,703,000 | 19,775,000 | 20,037,000 | 20,751,000 |
| Total loans | 10,827,000 | 11,858,000 | 13,130,000 | 13,369,000 |
| Allowance for loan losses | 113,000 | 119,000 | 119,000 | 117,000 |
| Securities available for sale | 4,129,000 | 3,884,000 | 4,299,000 | 4,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,135,000 | 14,104,000 | 14,207,000 | 14,451,000 |
| Interest-bearing deposits | 11,897,000 | 11,978,000 | 11,926,000 | 11,897,000 |
| Noninterest-bearing deposits | 2,238,000 | 2,126,000 | 2,281,000 | 2,554,000 |
| Equity capital | 5,478,000 | 5,575,000 | 5,684,000 | 5,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 222,000 | 463,000 | 725,000 | 1,001,000 |
| Interest expense | 40,000 | 77,000 | 111,000 | 141,000 |
| Net interest income | 182,000 | 386,000 | 614,000 | 860,000 |
| Noninterest income | 24,000 | 50,000 | 78,000 | 104,000 |
| Noninterest expense | 131,000 | 264,000 | 392,000 | 661,000 |
| Provision for loan losses | 0 | 6,000 | 6,000 | 6,000 |
| Pretax income | 75,000 | 166,000 | 294,000 | 297,000 |
| Income tax | 0 | 7,000 | 51,000 | 84,000 |
| Net income | 75,000 | 159,000 | 243,000 | 213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,446,000 | 5,531,000 | 5,615,000 | 5,687,000 |
| Total capital | 5,559,000 | 5,650,000 | 5,734,000 | 5,804,000 |
| Risk-weighted assets | 12,505,000 | 13,080,000 | 14,190,000 | 14,621,000 |