Call reports 2009
LEGENDS WEST BANK — 2009
What LEGENDS WEST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 19,660,000 | 19,413,000 | 19,259,000 | 20,155,000 |
| Total loans | 9,077,000 | 10,335,000 | 11,329,000 | 11,586,000 |
| Allowance for loan losses | 90,000 | 100,000 | 113,000 | 114,000 |
| Securities available for sale | 4,180,000 | 4,193,000 | 3,671,000 | 3,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,131,000 | 13,862,000 | 13,596,000 | 14,624,000 |
| Interest-bearing deposits | 12,322,000 | 11,957,000 | 11,600,000 | 12,236,000 |
| Noninterest-bearing deposits | 1,809,000 | 1,905,000 | 1,996,000 | 2,388,000 |
| Equity capital | 5,501,000 | 5,532,000 | 5,632,000 | 5,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 223,000 | 440,000 | 688,000 | 939,000 |
| Interest expense | 56,000 | 107,000 | 154,000 | 197,000 |
| Net interest income | 167,000 | 333,000 | 534,000 | 742,000 |
| Noninterest income | 23,000 | 43,000 | 74,000 | 100,000 |
| Noninterest expense | 99,000 | 219,000 | 380,000 | 664,000 |
| Provision for loan losses | 0 | 10,000 | 23,000 | 21,000 |
| Pretax income | 91,000 | 147,000 | 205,000 | 157,000 |
| Income tax | 0 | 0 | 0 | 31,000 |
| Net income | 91,000 | 147,000 | 205,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,490,000 | 5,545,000 | 5,604,000 | 5,371,000 |
| Total capital | 5,580,000 | 5,645,000 | 5,717,000 | 5,485,000 |
| Risk-weighted assets | 13,741,000 | 12,683,000 | 12,991,000 | 14,645,000 |