Call reports 2007
LEGENDS WEST BANK — 2007
What LEGENDS WEST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 20,713,000 | 20,531,000 | 21,202,000 | 22,300,000 |
| Total loans | 10,353,000 | 12,006,000 | 12,305,000 | 11,977,000 |
| Allowance for loan losses | 129,000 | 124,000 | 83,000 | 85,000 |
| Securities available for sale | 4,637,000 | 4,083,000 | 4,175,000 | 4,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,060,000 | 14,844,000 | 15,370,000 | 16,654,000 |
| Interest-bearing deposits | 13,135,000 | 13,134,000 | 13,651,000 | 14,804,000 |
| Noninterest-bearing deposits | 1,925,000 | 1,710,000 | 1,719,000 | 1,850,000 |
| Equity capital | 5,475,000 | 5,494,000 | 5,612,000 | 5,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 678,000 | 1,022,000 | 1,371,000 |
| Interest expense | 111,000 | 233,000 | 363,000 | 499,000 |
| Net interest income | 241,000 | 445,000 | 659,000 | 872,000 |
| Noninterest income | 27,000 | 53,000 | 79,000 | 106,000 |
| Noninterest expense | 115,000 | 226,000 | 363,000 | 601,000 |
| Provision for loan losses | 0 | 72,000 | 72,000 | 62,000 |
| Pretax income | 153,000 | 200,000 | 303,000 | 315,000 |
| Income tax | 7,000 | 16,000 | 24,000 | 65,000 |
| Net income | 146,000 | 184,000 | 279,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,473,000 | 5,512,000 | 5,607,000 | 5,328,000 |
| Total capital | 5,602,000 | 5,636,000 | 5,690,000 | 5,413,000 |
| Risk-weighted assets | 13,336,000 | 13,802,000 | 14,254,000 | 14,776,000 |