Call reports 2006
LEGENDS WEST BANK — 2006
What LEGENDS WEST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 19,350,000 | 19,423,000 | 19,983,000 | 20,058,000 |
| Total loans | 10,125,000 | 12,203,000 | 13,184,000 | 12,810,000 |
| Allowance for loan losses | 141,000 | 141,000 | 141,000 | 129,000 |
| Securities available for sale | 5,507,000 | 5,286,000 | 4,547,000 | 4,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,885,000 | 13,493,000 | 13,486,000 | 14,517,000 |
| Interest-bearing deposits | 12,493,000 | 12,051,000 | 11,996,000 | 12,659,000 |
| Noninterest-bearing deposits | 1,392,000 | 1,442,000 | 1,490,000 | 1,858,000 |
| Equity capital | 5,293,000 | 5,377,000 | 5,536,000 | 5,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 586,000 | 912,000 | 1,239,000 |
| Interest expense | 79,000 | 166,000 | 273,000 | 378,000 |
| Net interest income | 206,000 | 420,000 | 639,000 | 861,000 |
| Noninterest income | 26,000 | 53,000 | 84,000 | 116,000 |
| Noninterest expense | 119,000 | 234,000 | 364,000 | 854,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 113,000 | 239,000 | 359,000 | 120,000 |
| Income tax | 9,000 | 16,000 | 28,000 | -1,000 |
| Net income | 104,000 | 223,000 | 331,000 | 121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,311,000 | 5,429,000 | 5,537,000 | 5,327,000 |
| Total capital | 5,452,000 | 5,570,000 | 5,678,000 | 5,456,000 |
| Risk-weighted assets | 12,488,000 | 14,306,000 | 14,963,000 | 14,496,000 |