Call reports 2005
LEGENDS WEST BANK — 2005
What LEGENDS WEST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 20,268,000 | 19,528,000 | 20,083,000 | 20,309,000 |
| Total loans | 10,200,000 | 11,092,000 | 11,994,000 | 12,565,000 |
| Allowance for loan losses | 154,000 | 168,000 | 168,000 | 142,000 |
| Securities available for sale | 5,734,000 | 5,843,000 | 5,872,000 | 5,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,952,000 | 14,028,000 | 13,491,000 | 13,626,000 |
| Interest-bearing deposits | 13,270,000 | 12,619,000 | 11,721,000 | 11,760,000 |
| Noninterest-bearing deposits | 1,682,000 | 1,409,000 | 1,770,000 | 1,866,000 |
| Equity capital | 5,145,000 | 5,326,000 | 5,416,000 | 5,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 267,000 | 576,000 | 875,000 | 1,175,000 |
| Interest expense | 57,000 | 115,000 | 180,000 | 259,000 |
| Net interest income | 210,000 | 461,000 | 695,000 | 916,000 |
| Noninterest income | 16,000 | 34,000 | 56,000 | 110,000 |
| Noninterest expense | 93,000 | 196,000 | 340,000 | 781,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 299,000 | 411,000 | 245,000 |
| Income tax | 8,000 | 15,000 | 26,000 | 47,000 |
| Net income | 125,000 | 284,000 | 385,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,134,000 | 5,293,000 | 5,393,000 | 5,206,000 |
| Total capital | 5,288,000 | 5,458,000 | 5,561,000 | 5,348,000 |
| Risk-weighted assets | 12,463,000 | 13,179,000 | 14,265,000 | 14,435,000 |