Call reports 2003
LEGENDS WEST BANK — 2003
What LEGENDS WEST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 20,369,000 | 20,319,000 | 20,126,000 | 20,602,000 |
| Total loans | 11,662,000 | 12,322,000 | 13,000,000 | 13,317,000 |
| Allowance for loan losses | 345,000 | 346,000 | 326,000 | 339,000 |
| Securities available for sale | 3,769,000 | 4,865,000 | 5,059,000 | 5,066,000 |
| Securities held to maturity | 89,000 | 89,000 | 87,000 | 85,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,725,000 | 15,458,000 | 15,281,000 | 15,745,000 |
| Interest-bearing deposits | 14,194,000 | 13,776,000 | 13,899,000 | 13,884,000 |
| Noninterest-bearing deposits | 1,532,000 | 1,682,000 | 1,382,000 | 1,861,000 |
| Equity capital | 4,554,000 | 4,672,000 | 4,733,000 | 4,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 278,000 | 563,000 | 859,000 | 1,186,000 |
| Interest expense | 72,000 | 137,000 | 197,000 | 255,000 |
| Net interest income | 206,000 | 426,000 | 662,000 | 931,000 |
| Noninterest income | 27,000 | 58,000 | 88,000 | 123,000 |
| Noninterest expense | 112,000 | 225,000 | 342,000 | 774,000 |
| Provision for loan losses | -51,000 | -51,000 | -51,000 | -141,000 |
| Pretax income | 172,000 | 310,000 | 459,000 | 421,000 |
| Income tax | 45,000 | 94,000 | 140,000 | 81,000 |
| Net income | 127,000 | 216,000 | 319,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,468,000 | 4,557,000 | 4,660,000 | 4,664,000 |
| Total capital | 4,654,000 | 4,729,000 | 4,841,000 | 4,850,000 |
| Risk-weighted assets | 14,734,000 | 13,614,000 | 14,368,000 | 14,746,000 |