Call reports 2002
LEGENDS WEST BANK — 2002
What LEGENDS WEST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,728,000 | 20,713,000 | 20,529,000 | 20,438,000 |
| Total loans | 12,572,000 | 12,961,000 | 13,763,000 | 13,617,000 |
| Allowance for loan losses | 340,000 | 339,000 | 343,000 | 344,000 |
| Securities available for sale | 3,342,000 | 3,509,000 | 3,594,000 | 3,734,000 |
| Securities held to maturity | 158,000 | 145,000 | 143,000 | 91,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,458,000 | 16,359,000 | 15,994,000 | 15,936,000 |
| Interest-bearing deposits | 14,039,000 | 14,528,000 | 14,260,000 | 14,130,000 |
| Noninterest-bearing deposits | 1,419,000 | 1,831,000 | 1,734,000 | 1,806,000 |
| Equity capital | 4,178,000 | 4,260,000 | 4,412,000 | 4,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 324,000 | 656,000 | 998,000 | 1,309,000 |
| Interest expense | 103,000 | 197,000 | 273,000 | 354,000 |
| Net interest income | 221,000 | 459,000 | 725,000 | 955,000 |
| Noninterest income | 28,000 | 56,000 | 88,000 | 118,000 |
| Noninterest expense | 96,000 | 241,000 | 354,000 | 663,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 153,000 | 274,000 | 459,000 | 410,000 |
| Income tax | 49,000 | 82,000 | 127,000 | 75,000 |
| Net income | 104,000 | 192,000 | 332,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,110,000 | 4,197,000 | 4,338,000 | 4,341,000 |
| Total capital | 4,298,000 | 4,378,000 | 4,535,000 | 4,544,000 |
| Risk-weighted assets | 14,906,000 | 14,696,000 | 15,584,000 | 16,121,000 |