Call reports 2008
CUMBERLAND BANK & TRUST — 2008
What CUMBERLAND BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 112,369,000 | 115,334,000 | 113,091,000 | 120,518,000 |
| Total loans | 88,398,000 | 90,568,000 | 88,006,000 | 96,478,000 |
| Allowance for loan losses | 941,000 | 941,000 | 945,000 | 1,006,000 |
| Securities available for sale | 16,619,000 | 16,625,000 | 16,562,000 | 16,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,685,000 | 97,333,000 | 92,958,000 | 98,591,000 |
| Interest-bearing deposits | 78,755,000 | 85,911,000 | 81,916,000 | 87,368,000 |
| Noninterest-bearing deposits | 12,930,000 | 11,422,000 | 11,042,000 | 11,223,000 |
| Equity capital | 9,409,000 | 9,330,000 | 9,402,000 | 9,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,771,000 | 3,445,000 | 5,078,000 | 6,692,000 |
| Interest expense | 942,000 | 1,722,000 | 2,475,000 | 3,195,000 |
| Net interest income | 829,000 | 1,723,000 | 2,603,000 | 3,497,000 |
| Noninterest income | 288,000 | 529,000 | 777,000 | 1,020,000 |
| Noninterest expense | 896,000 | 1,801,000 | 2,747,000 | 3,686,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 235,000 |
| Pretax income | 221,000 | 472,000 | 245,000 | 187,000 |
| Income tax | 78,000 | 153,000 | 52,000 | 42,000 |
| Net income | 143,000 | 319,000 | 193,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,424,000 | 9,574,000 | 9,448,000 | 9,400,000 |
| Total capital | 10,365,000 | 10,515,000 | 10,393,000 | 10,406,000 |
| Risk-weighted assets | 89,215,000 | 92,348,000 | 91,482,000 | 99,732,000 |
Machine access — free, no API key
Every figure shown here about CUMBERLAND BANK & TRUST — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.