Call reports 2026
OAKWORTH CAPITAL BANK — 2026
What OAKWORTH CAPITAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,041,261,000 | 2,132,047,000 |
| Total loans | 1,665,422,000 | 1,725,999,000 |
| Allowance for loan losses | 19,871,000 | 20,754,000 |
| Securities available for sale | 213,285,000 | 226,098,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 743,000 | 405,000 |
| Total deposits | 1,794,367,000 | 1,767,456,000 |
| Interest-bearing deposits | 1,467,134,000 | 1,438,204,000 |
| Noninterest-bearing deposits | 327,233,000 | 329,252,000 |
| Equity capital | 185,584,000 | 193,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 28,613,000 | 58,622,000 |
| Interest expense | 10,518,000 | 21,443,000 |
| Net interest income | 18,095,000 | 37,179,000 |
| Noninterest income | 4,939,000 | 9,902,000 |
| Noninterest expense | 14,233,000 | 27,589,000 |
| Provision for loan losses | 1,066,000 | 3,199,000 |
| Pretax income | 7,359,000 | 16,044,000 |
| Income tax | 1,797,000 | 3,929,000 |
| Net income | 5,562,000 | 12,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 192,327,000 | 199,484,000 |
| Total capital | 213,628,000 | 221,542,000 |
| Risk-weighted assets | 1,812,220,000 | 1,859,290,000 |