Call reports 2024
OAKWORTH CAPITAL BANK — 2024
What OAKWORTH CAPITAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,598,899,000 | 1,631,282,000 | 1,736,073,000 | 1,787,764,000 |
| Total loans | 1,280,128,000 | 1,357,150,000 | 1,411,569,000 | 1,455,238,000 |
| Allowance for loan losses | 15,048,000 | 15,895,000 | 16,494,000 | 16,330,000 |
| Securities available for sale | 147,576,000 | 151,378,000 | 156,925,000 | 158,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,227,000 | 1,021,000 | 1,820,000 | 813,000 |
| Total deposits | 1,439,211,000 | 1,404,454,000 | 1,534,136,000 | 1,605,879,000 |
| Interest-bearing deposits | 1,162,932,000 | 1,119,444,000 | 1,269,765,000 | 1,321,864,000 |
| Noninterest-bearing deposits | 276,279,000 | 285,010,000 | 264,371,000 | 284,015,000 |
| Equity capital | 137,516,000 | 141,989,000 | 150,240,000 | 156,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 24,279,000 | 49,885,000 | 77,384,000 | 105,069,000 |
| Interest expense | 11,189,000 | 23,114,000 | 36,105,000 | 48,177,000 |
| Net interest income | 13,090,000 | 26,771,000 | 41,279,000 | 56,892,000 |
| Noninterest income | 4,158,000 | 8,190,000 | 12,080,000 | 16,120,000 |
| Noninterest expense | 11,186,000 | 22,575,000 | 34,124,000 | 46,681,000 |
| Provision for loan losses | 396,000 | 1,243,000 | 1,842,000 | 2,158,000 |
| Pretax income | 5,666,000 | 11,143,000 | 17,393,000 | 23,409,000 |
| Income tax | 1,227,000 | 2,596,000 | 4,216,000 | 5,626,000 |
| Net income | 4,439,000 | 8,547,000 | 13,177,000 | 17,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,431,000 | 150,919,000 | 156,117,000 | 166,102,000 |
| Total capital | 161,479,000 | 166,814,000 | 172,611,000 | 183,196,000 |
| Risk-weighted assets | 1,484,266,000 | 1,559,483,000 | 1,615,157,000 | 1,580,649,000 |