Call reports 2023
OAKWORTH CAPITAL BANK — 2023
What OAKWORTH CAPITAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,326,387,000 | 1,428,364,000 | 1,449,205,000 | 1,604,236,000 |
| Total loans | 1,076,532,000 | 1,107,028,000 | 1,146,526,000 | 1,244,133,000 |
| Allowance for loan losses | 12,808,000 | 13,144,000 | 13,574,000 | 14,652,000 |
| Securities available for sale | 136,234,000 | 135,432,000 | 137,906,000 | 143,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 316,000 | 518,000 | 702,000 | 1,902,000 |
| Total deposits | 1,153,137,000 | 1,248,451,000 | 1,265,203,000 | 1,446,502,000 |
| Interest-bearing deposits | 802,947,000 | 922,391,000 | 963,026,000 | 1,103,362,000 |
| Noninterest-bearing deposits | 350,190,000 | 326,060,000 | 302,177,000 | 343,140,000 |
| Equity capital | 118,089,000 | 121,696,000 | 122,181,000 | 133,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 17,593,000 | 37,617,000 | 59,368,000 | 82,178,000 |
| Interest expense | 5,824,000 | 13,933,000 | 23,681,000 | 34,329,000 |
| Net interest income | 11,769,000 | 23,684,000 | 35,687,000 | 47,849,000 |
| Noninterest income | 3,285,000 | 6,661,000 | 10,454,000 | 14,158,000 |
| Noninterest expense | 9,342,000 | 19,423,000 | 29,997,000 | 40,949,000 |
| Provision for loan losses | 1,116,000 | 1,452,000 | 1,883,000 | 12,675,000 |
| Pretax income | 4,596,000 | 9,470,000 | 14,261,000 | 8,383,000 |
| Income tax | 1,096,000 | 2,262,000 | 3,451,000 | 1,851,000 |
| Net income | 3,500,000 | 7,208,000 | 10,810,000 | 6,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,324,000 | 131,559,000 | 135,525,000 | 141,609,000 |
| Total capital | 140,132,000 | 144,703,000 | 149,100,000 | 156,261,000 |
| Risk-weighted assets | 1,244,589,000 | 1,292,879,000 | 1,343,507,000 | 1,456,736,000 |