Call reports 2022
OAKWORTH CAPITAL BANK — 2022
What OAKWORTH CAPITAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,239,885,000 | 1,139,248,000 | 1,232,351,000 | 1,335,312,000 |
| Total loans | 770,798,000 | 854,432,000 | 934,003,000 | 974,398,000 |
| Allowance for loan losses | 9,681,000 | 10,612,000 | 11,240,000 | 11,692,000 |
| Securities available for sale | 135,971,000 | 130,093,000 | 130,722,000 | 132,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 332,000 | 128,000 | 463,000 | 471,000 |
| Total deposits | 1,130,035,000 | 1,030,773,000 | 1,110,289,000 | 1,204,305,000 |
| Interest-bearing deposits | 796,865,000 | 695,837,000 | 751,025,000 | 861,401,000 |
| Noninterest-bearing deposits | 333,170,000 | 334,936,000 | 359,264,000 | 342,904,000 |
| Equity capital | 95,113,000 | 94,347,000 | 106,888,000 | 112,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,078,000 | 17,698,000 | 30,039,000 | 45,649,000 |
| Interest expense | 276,000 | 620,000 | 1,906,000 | 5,688,000 |
| Net interest income | 7,802,000 | 17,078,000 | 28,133,000 | 39,961,000 |
| Noninterest income | 3,241,000 | 6,394,000 | 9,522,000 | 12,606,000 |
| Noninterest expense | 7,666,000 | 15,543,000 | 24,574,000 | 34,015,000 |
| Provision for loan losses | 366,000 | 1,297,000 | 1,925,000 | 2,377,000 |
| Pretax income | 3,011,000 | 6,632,000 | 11,156,000 | 16,175,000 |
| Income tax | 701,000 | 1,564,000 | 2,654,000 | 3,861,000 |
| Net income | 2,310,000 | 5,068,000 | 8,502,000 | 12,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,654,000 | 101,863,000 | 119,091,000 | 123,298,000 |
| Total capital | 108,335,000 | 112,475,000 | 130,331,000 | 134,990,000 |
| Risk-weighted assets | 978,485,000 | 994,177,000 | 1,090,203,000 | 1,141,452,000 |