Call reports 2021
OAKWORTH CAPITAL BANK — 2021
What OAKWORTH CAPITAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 934,320,000 | 925,021,000 | 1,009,391,000 | 1,205,914,000 |
| Total loans | 700,521,000 | 707,342,000 | 707,572,000 | 745,364,000 |
| Allowance for loan losses | 8,063,000 | 8,484,000 | 8,829,000 | 9,315,000 |
| Securities available for sale | 83,631,000 | 87,004,000 | 88,822,000 | 105,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,547,000 | 1,583,000 | 1,456,000 | 1,172,000 |
| Total deposits | 843,488,000 | 830,159,000 | 911,211,000 | 1,105,724,000 |
| Interest-bearing deposits | 593,556,000 | 565,258,000 | 586,308,000 | 774,679,000 |
| Noninterest-bearing deposits | 249,932,000 | 264,901,000 | 324,903,000 | 331,045,000 |
| Equity capital | 85,573,000 | 89,279,000 | 92,343,000 | 94,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,435,000 | 15,475,000 | 23,514,000 | 31,932,000 |
| Interest expense | 277,000 | 539,000 | 765,000 | 1,001,000 |
| Net interest income | 7,158,000 | 14,936,000 | 22,749,000 | 30,931,000 |
| Noninterest income | 2,458,000 | 5,131,000 | 8,157,000 | 11,294,000 |
| Noninterest expense | 6,388,000 | 12,804,000 | 19,631,000 | 26,959,000 |
| Provision for loan losses | -222,000 | 263,000 | 540,000 | 1,026,000 |
| Pretax income | 3,450,000 | 7,000,000 | 10,735,000 | 14,240,000 |
| Income tax | 794,000 | 1,642,000 | 2,540,000 | 3,339,000 |
| Net income | 2,656,000 | 5,358,000 | 8,195,000 | 10,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,669,000 | 86,753,000 | 89,984,000 | 92,069,000 |
| Total capital | — | — | — | 101,384,000 |
| Risk-weighted assets | — | — | — | 854,647,000 |