Call reports 2020
OAKWORTH CAPITAL BANK — 2020
What OAKWORTH CAPITAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 744,635,000 | 816,806,000 | 844,407,000 | 911,883,000 |
| Total loans | 558,030,000 | 689,663,000 | 700,939,000 | 696,732,000 |
| Allowance for loan losses | 7,102,000 | 7,635,000 | 8,008,000 | 8,284,000 |
| Securities available for sale | 65,375,000 | 75,982,000 | 76,432,000 | 79,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,482,000 | 2,554,000 | 2,411,000 | 2,189,000 |
| Total deposits | 661,743,000 | 702,534,000 | 726,114,000 | 820,002,000 |
| Interest-bearing deposits | 523,859,000 | 510,374,000 | 536,533,000 | 600,706,000 |
| Noninterest-bearing deposits | 137,884,000 | 192,160,000 | 189,581,000 | 219,296,000 |
| Equity capital | 76,557,000 | 80,207,000 | 82,787,000 | 83,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,978,000 | 13,657,000 | 20,574,000 | 28,250,000 |
| Interest expense | 1,568,000 | 2,297,000 | 2,808,000 | 3,180,000 |
| Net interest income | 5,410,000 | 11,360,000 | 17,766,000 | 25,070,000 |
| Noninterest income | 2,099,000 | 3,979,000 | 6,061,000 | 8,277,000 |
| Noninterest expense | 5,481,000 | 10,918,000 | 16,534,000 | 22,537,000 |
| Provision for loan losses | 79,000 | 613,000 | 985,000 | 1,263,000 |
| Pretax income | 2,036,000 | 3,895,000 | 6,395,000 | 9,646,000 |
| Income tax | 462,000 | 880,000 | 1,456,000 | 2,163,000 |
| Net income | 1,574,000 | 3,015,000 | 4,939,000 | 7,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,671,000 | 77,464,000 | 79,748,000 | 80,653,000 |