Call reports 2019
OAKWORTH CAPITAL BANK — 2019
What OAKWORTH CAPITAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 619,487,000 | 622,041,000 | 646,935,000 | 717,746,000 |
| Total loans | 487,165,000 | 513,049,000 | 536,210,000 | 543,170,000 |
| Allowance for loan losses | 5,358,000 | 5,632,000 | 5,893,000 | 6,062,000 |
| Securities available for sale | 52,881,000 | 56,881,000 | 57,998,000 | 61,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 518,000 | 1,181,000 | 1,545,000 | 1,199,000 |
| Total deposits | 544,744,000 | 542,753,000 | 553,709,000 | 634,784,000 |
| Interest-bearing deposits | 408,572,000 | 417,760,000 | 423,944,000 | 480,012,000 |
| Noninterest-bearing deposits | 136,172,000 | 124,993,000 | 129,765,000 | 154,772,000 |
| Equity capital | 70,896,000 | 73,999,000 | 76,542,000 | 75,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,090,000 | 14,390,000 | 21,904,000 | 29,274,000 |
| Interest expense | 1,651,000 | 3,329,000 | 5,095,000 | 6,873,000 |
| Net interest income | 5,439,000 | 11,061,000 | 16,809,000 | 22,401,000 |
| Noninterest income | 1,961,000 | 3,936,000 | 5,935,000 | 8,084,000 |
| Noninterest expense | 4,958,000 | 9,819,000 | 14,686,000 | 19,669,000 |
| Provision for loan losses | 45,000 | 306,000 | 680,000 | 850,000 |
| Pretax income | 2,398,000 | 4,873,000 | 7,374,000 | 9,962,000 |
| Income tax | 588,000 | 778,000 | 1,354,000 | 1,950,000 |
| Net income | 1,810,000 | 4,095,000 | 6,020,000 | 8,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,600,000 | 72,178,000 | 74,407,000 | 73,705,000 |
| Total capital | 74,958,000 | 77,810,000 | 80,300,000 | 79,767,000 |
| Risk-weighted assets | 551,707,000 | 572,995,000 | 590,477,000 | 604,317,000 |