Call reports 2018
OAKWORTH CAPITAL BANK — 2018
What OAKWORTH CAPITAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 539,847,000 | 567,404,000 | 573,784,000 | 613,833,000 |
| Total loans | 459,717,000 | 484,115,000 | 477,079,000 | 474,462,000 |
| Allowance for loan losses | 5,059,000 | 5,327,000 | 5,314,000 | 5,314,000 |
| Securities available for sale | 44,023,000 | 46,364,000 | 47,151,000 | 50,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 112,000 | 250,000 | 279,000 | 367,000 |
| Total deposits | 473,161,000 | 488,682,000 | 491,828,000 | 541,137,000 |
| Interest-bearing deposits | 334,318,000 | 354,033,000 | 355,458,000 | 396,630,000 |
| Noninterest-bearing deposits | 138,843,000 | 134,649,000 | 136,370,000 | 144,507,000 |
| Equity capital | 63,781,000 | 65,549,000 | 67,427,000 | 68,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,572,000 | 11,741,000 | 18,328,000 | 25,149,000 |
| Interest expense | 593,000 | 1,597,000 | 2,902,000 | 4,362,000 |
| Net interest income | 4,979,000 | 10,144,000 | 15,426,000 | 20,787,000 |
| Noninterest income | 1,796,000 | 3,539,000 | 5,510,000 | 7,386,000 |
| Noninterest expense | 4,361,000 | 9,050,000 | 13,767,000 | 18,560,000 |
| Provision for loan losses | 258,000 | 526,000 | 526,000 | 526,000 |
| Pretax income | 2,158,000 | 4,109,000 | 6,645,000 | 9,089,000 |
| Income tax | 507,000 | 965,000 | 1,575,000 | 2,008,000 |
| Net income | 1,651,000 | 3,144,000 | 5,070,000 | 7,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,274,000 | 65,032,000 | 67,220,000 | 67,456,000 |
| Total capital | 68,333,000 | 70,359,000 | 72,534,000 | 72,770,000 |
| Risk-weighted assets | 492,543,000 | 543,540,000 | 539,775,000 | 539,320,000 |