Call reports 2017
OAKWORTH CAPITAL BANK — 2017
What OAKWORTH CAPITAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 516,288,000 | 506,346,000 | 508,638,000 | 525,909,000 |
| Total loans | 381,971,000 | 400,666,000 | 419,437,000 | 434,677,000 |
| Allowance for loan losses | 4,206,000 | 4,409,000 | 4,615,000 | 4,783,000 |
| Securities available for sale | 44,611,000 | 49,112,000 | 52,925,000 | 50,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 129,000 | 148,000 | 140,000 | 75,000 |
| Total deposits | 455,856,000 | 443,594,000 | 443,949,000 | 462,401,000 |
| Interest-bearing deposits | 329,208,000 | 296,662,000 | 309,438,000 | 322,773,000 |
| Noninterest-bearing deposits | 126,648,000 | 146,932,000 | 134,511,000 | 139,628,000 |
| Equity capital | 58,482,000 | 60,432,000 | 62,201,000 | 62,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,388,000 | 9,127,000 | 14,248,000 | 19,777,000 |
| Interest expense | 228,000 | 506,000 | 806,000 | 1,155,000 |
| Net interest income | 4,160,000 | 8,621,000 | 13,442,000 | 18,622,000 |
| Noninterest income | 1,458,000 | 2,973,000 | 4,618,000 | 6,304,000 |
| Noninterest expense | 3,604,000 | 7,157,000 | 10,943,000 | 14,928,000 |
| Provision for loan losses | 72,000 | 275,000 | 494,000 | 667,000 |
| Pretax income | 1,942,000 | 4,162,000 | 6,627,000 | 9,330,000 |
| Income tax | 636,000 | 1,375,000 | 2,216,000 | 3,858,000 |
| Net income | 1,306,000 | 2,787,000 | 4,411,000 | 5,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,219,000 | 58,844,000 | 60,655,000 | 61,369,000 |
| Total capital | 61,425,000 | 63,253,000 | 65,270,000 | 66,152,000 |
| Risk-weighted assets | 441,181,000 | 462,086,000 | 454,587,000 | 477,366,000 |