Call reports 2011
OAKWORTH CAPITAL BANK — 2011
What OAKWORTH CAPITAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 177,282,000 | 203,893,000 | 205,579,000 | 228,192,000 |
| Total loans | 132,528,000 | 139,858,000 | 140,931,000 | 146,445,000 |
| Allowance for loan losses | 1,602,000 | 1,727,000 | 1,785,000 | 1,923,000 |
| Securities available for sale | 38,617,000 | 38,530,000 | 38,561,000 | 39,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,743,000 | 156,720,000 | 163,128,000 | 185,367,000 |
| Interest-bearing deposits | 116,656,000 | 134,932,000 | 139,201,000 | 156,361,000 |
| Noninterest-bearing deposits | 21,087,000 | 21,788,000 | 23,927,000 | 29,006,000 |
| Equity capital | 35,676,000 | 36,806,000 | 37,832,000 | 38,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,818,000 | 3,825,000 | 5,913,000 | 7,961,000 |
| Interest expense | 208,000 | 422,000 | 631,000 | 821,000 |
| Net interest income | 1,610,000 | 3,403,000 | 5,282,000 | 7,140,000 |
| Noninterest income | 243,000 | 517,000 | 805,000 | 1,135,000 |
| Noninterest expense | 1,258,000 | 2,598,000 | 3,968,000 | 5,511,000 |
| Provision for loan losses | 155,000 | 280,000 | 338,000 | 476,000 |
| Pretax income | 440,000 | 1,042,000 | 1,781,000 | 2,288,000 |
| Income tax | 139,000 | 333,000 | 572,000 | 720,000 |
| Net income | 301,000 | 709,000 | 1,209,000 | 1,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,972,000 | 36,479,000 | 37,078,000 | 37,681,000 |
| Total capital | 37,574,000 | 38,206,000 | 38,863,000 | 39,604,000 |
| Risk-weighted assets | 152,674,000 | 163,709,000 | 168,259,000 | 173,381,000 |