Call reports 2010
OAKWORTH CAPITAL BANK — 2010
What OAKWORTH CAPITAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 138,956,000 | 142,907,000 | 157,795,000 | 180,682,000 |
| Total loans | 91,274,000 | 102,867,000 | 110,543,000 | 119,677,000 |
| Allowance for loan losses | 1,098,000 | 1,237,000 | 1,332,000 | 1,447,000 |
| Securities available for sale | 33,092,000 | 27,167,000 | 24,530,000 | 33,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 827,000 | 1,433,000 | 1,772,000 | 1,231,000 |
| Total deposits | 102,025,000 | 104,904,000 | 119,071,000 | 141,602,000 |
| Interest-bearing deposits | 93,254,000 | 94,612,000 | 98,340,000 | 116,025,000 |
| Noninterest-bearing deposits | 8,771,000 | 10,292,000 | 20,731,000 | 25,578,000 |
| Equity capital | 33,480,000 | 33,903,000 | 34,184,000 | 35,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,273,000 | 2,683,000 | 4,195,000 | 5,874,000 |
| Interest expense | 230,000 | 454,000 | 687,000 | 876,000 |
| Net interest income | 1,043,000 | 2,229,000 | 3,508,000 | 4,998,000 |
| Noninterest income | 208,000 | 392,000 | 564,000 | 774,000 |
| Noninterest expense | 1,084,000 | 2,176,000 | 3,324,000 | 4,584,000 |
| Provision for loan losses | 98,000 | 237,000 | 332,000 | 447,000 |
| Pretax income | 69,000 | 208,000 | 416,000 | 741,000 |
| Income tax | 0 | 0 | 0 | -1,177,000 |
| Net income | 69,000 | 208,000 | 416,000 | 1,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,323,000 | 33,575,000 | 33,895,000 | 35,363,000 |
| Total capital | 34,421,000 | 34,812,000 | 35,227,000 | 36,810,000 |
| Risk-weighted assets | 106,470,000 | 116,904,000 | 128,062,000 | 138,571,000 |