Call reports 2008
OAKWORTH CAPITAL BANK — 2008
What OAKWORTH CAPITAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 32,338,000 | 71,752,000 | 78,721,000 | 95,436,000 |
| Total loans | 0 | 13,452,000 | 23,520,000 | 31,402,000 |
| Allowance for loan losses | 0 | 161,000 | 282,000 | 377,000 |
| Securities available for sale | 0 | 5,013,000 | 23,798,000 | 46,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 9,000 | 4,000 | 251,000 |
| Total deposits | 0 | 37,541,000 | 44,846,000 | 61,218,000 |
| Interest-bearing deposits | 0 | 35,224,000 | 41,836,000 | 56,388,000 |
| Noninterest-bearing deposits | 0 | 2,317,000 | 3,010,000 | 4,830,000 |
| Equity capital | 31,542,000 | 34,129,000 | 33,573,000 | 33,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 159,000 | 459,000 | 995,000 | 1,726,000 |
| Interest expense | 27,000 | 128,000 | 300,000 | 499,000 |
| Net interest income | 132,000 | 331,000 | 695,000 | 1,227,000 |
| Noninterest income | 0 | 4,000 | 66,000 | 207,000 |
| Noninterest expense | 1,812,000 | 2,626,000 | 3,632,000 | 4,534,000 |
| Provision for loan losses | 0 | 161,000 | 282,000 | 377,000 |
| Pretax income | -1,680,000 | -2,452,000 | -3,153,000 | -3,477,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,680,000 | -2,452,000 | -3,153,000 | -3,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,542,000 | 34,196,000 | 33,606,000 | 33,393,000 |
| Total capital | 31,542,000 | 34,357,000 | 33,888,000 | 33,770,000 |
| Risk-weighted assets | 6,781,000 | 28,757,000 | 41,019,000 | 52,314,000 |