Call reports 2015
TOMATOBANK — 2015
What TOMATOBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 449,466,000 | 451,875,000 | 486,887,000 | 472,440,000 |
| Total loans | 306,033,000 | 356,057,000 | 403,757,000 | 405,701,000 |
| Allowance for loan losses | 6,560,000 | 6,823,000 | 7,122,000 | 8,665,000 |
| Securities available for sale | 26,323,000 | 22,299,000 | 16,738,000 | 16,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,264,000 | 388,034,000 | 421,866,000 | 406,388,000 |
| Interest-bearing deposits | 338,105,000 | 344,096,000 | 375,502,000 | 359,218,000 |
| Noninterest-bearing deposits | 51,159,000 | 43,938,000 | 46,364,000 | 47,170,000 |
| Equity capital | 59,228,000 | 62,834,000 | 63,805,000 | 64,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,983,000 | 8,191,000 | 12,717,000 | 17,639,000 |
| Interest expense | 674,000 | 1,396,000 | 2,184,000 | 3,011,000 |
| Net interest income | 3,309,000 | 6,795,000 | 10,533,000 | 14,628,000 |
| Noninterest income | 56,000 | 125,000 | 270,000 | 385,000 |
| Noninterest expense | 2,114,000 | 4,376,000 | 6,739,000 | 9,395,000 |
| Provision for loan losses | -750,000 | -750,000 | -750,000 | -750,000 |
| Pretax income | 2,001,000 | 3,294,000 | 4,814,000 | 6,368,000 |
| Income tax | 826,000 | 1,362,000 | 1,993,000 | 2,638,000 |
| Net income | 1,175,000 | 1,932,000 | 2,821,000 | 3,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,088,000 | 61,811,000 | 62,704,000 | 63,619,000 |
| Total capital | 62,074,000 | 66,315,000 | 67,871,000 | 68,708,000 |
| Risk-weighted assets | 316,223,000 | 357,826,000 | 410,809,000 | 402,913,000 |