Call reports 2009
TOMATOBANK — 2009
What TOMATOBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 557,348,000 | 521,124,000 | 481,549,000 | 436,713,000 |
| Total loans | 449,671,000 | 416,140,000 | 390,344,000 | 377,511,000 |
| Allowance for loan losses | 11,166,000 | 10,435,000 | 8,928,000 | 8,403,000 |
| Securities available for sale | 6,198,000 | 5,607,000 | 5,242,000 | 5,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 489,696,000 | 455,217,000 | 420,260,000 | 375,544,000 |
| Interest-bearing deposits | 455,607,000 | 420,477,000 | 387,632,000 | 340,698,000 |
| Noninterest-bearing deposits | 34,089,000 | 34,740,000 | 32,628,000 | 34,846,000 |
| Equity capital | 66,384,000 | 64,802,000 | 58,704,000 | 59,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,370,000 | 12,332,000 | 17,959,000 | 23,413,000 |
| Interest expense | 3,560,000 | 6,583,000 | 9,387,000 | 11,552,000 |
| Net interest income | 2,810,000 | 5,749,000 | 8,572,000 | 11,861,000 |
| Noninterest income | 136,000 | 330,000 | 504,000 | 1,576,000 |
| Noninterest expense | 2,417,000 | 5,699,000 | 11,568,000 | 15,385,000 |
| Provision for loan losses | 2,848,000 | 4,250,000 | 7,513,000 | 11,350,000 |
| Pretax income | -2,319,000 | -3,870,000 | -10,005,000 | -13,298,000 |
| Income tax | -954,000 | -954,000 | -954,000 | -323,000 |
| Net income | -1,365,000 | -2,916,000 | -9,051,000 | -12,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,566,000 | 63,409,000 | 57,959,000 | 58,920,000 |
| Total capital | 70,654,000 | 69,159,000 | 63,514,000 | 64,103,000 |
| Risk-weighted assets | 481,862,000 | 455,224,000 | 440,919,000 | 411,313,000 |