Call reports 2008
TOMATOBANK — 2008
What TOMATOBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 465,612,000 | 521,612,000 | 540,687,000 | 547,858,000 |
| Total loans | 408,576,000 | 412,189,000 | 457,061,000 | 458,515,000 |
| Allowance for loan losses | 8,967,000 | 8,967,000 | 10,374,000 | 11,191,000 |
| Securities available for sale | 8,697,000 | 7,005,000 | 6,767,000 | 6,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,609,000 | 377,325,000 | 468,871,000 | 479,112,000 |
| Interest-bearing deposits | 333,560,000 | 339,933,000 | 435,800,000 | 447,737,000 |
| Noninterest-bearing deposits | 44,049,000 | 37,392,000 | 33,071,000 | 31,375,000 |
| Equity capital | 70,704,000 | 71,508,000 | 71,174,000 | 67,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,145,000 | 14,449,000 | 21,300,000 | 29,131,000 |
| Interest expense | 3,180,000 | 5,597,000 | 8,150,000 | 12,025,000 |
| Net interest income | 4,965,000 | 8,852,000 | 13,150,000 | 17,106,000 |
| Noninterest income | 267,000 | 474,000 | 913,000 | 912,000 |
| Noninterest expense | 2,295,000 | 4,763,000 | 7,336,000 | 11,117,000 |
| Provision for loan losses | 1,751,000 | 1,751,000 | 4,613,000 | 10,816,000 |
| Pretax income | 1,186,000 | 2,812,000 | 2,114,000 | -3,915,000 |
| Income tax | 488,000 | 1,157,000 | 870,000 | -1,622,000 |
| Net income | 698,000 | 1,655,000 | 1,244,000 | -2,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,498,000 | 71,414,000 | 70,990,000 | 67,462,000 |
| Total capital | 76,152,000 | 77,231,000 | 77,150,000 | 73,595,000 |
| Risk-weighted assets | 448,943,000 | 462,197,000 | 488,525,000 | 485,493,000 |