Call reports 2007
TOMATOBANK — 2007
What TOMATOBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 420,557,000 | 445,391,000 | 473,243,000 | 502,357,000 |
| Total loans | 331,344,000 | 344,929,000 | 377,454,000 | 385,212,000 |
| Allowance for loan losses | 3,706,000 | 3,801,000 | 4,157,000 | 7,710,000 |
| Securities available for sale | 14,587,000 | 13,924,000 | 13,734,000 | 13,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,267,000 | 353,830,000 | 374,526,000 | 375,998,000 |
| Interest-bearing deposits | 281,881,000 | 304,692,000 | 325,553,000 | 338,032,000 |
| Noninterest-bearing deposits | 48,386,000 | 49,138,000 | 48,973,000 | 37,966,000 |
| Equity capital | 64,239,000 | 65,910,000 | 67,969,000 | 69,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,625,000 | 16,332,000 | 24,982,000 | 33,474,000 |
| Interest expense | 2,962,000 | 6,300,000 | 9,721,000 | 13,375,000 |
| Net interest income | 4,663,000 | 10,032,000 | 15,261,000 | 20,099,000 |
| Noninterest income | 200,000 | 726,000 | 1,018,000 | 1,431,000 |
| Noninterest expense | 2,130,000 | 4,416,000 | 6,606,000 | 9,100,000 |
| Provision for loan losses | 100,000 | 621,000 | 1,076,000 | 4,629,000 |
| Pretax income | 2,633,000 | 5,721,000 | 8,597,000 | 7,801,000 |
| Income tax | 1,089,000 | 2,360,000 | 3,222,000 | 3,190,000 |
| Net income | 1,544,000 | 3,361,000 | 5,375,000 | 4,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,261,000 | 66,078,000 | 68,092,000 | 69,802,000 |
| Total capital | 67,978,000 | 69,890,000 | 72,249,000 | 75,379,000 |
| Risk-weighted assets | 392,907,000 | 391,002,000 | 429,715,000 | 446,188,000 |