Call reports 2006
TOMATOBANK — 2006
What TOMATOBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 308,498,000 | 352,571,000 | 374,749,000 | 408,314,000 |
| Total loans | 225,339,000 | 253,303,000 | 268,065,000 | 307,799,000 |
| Allowance for loan losses | 2,705,000 | 3,050,000 | 3,226,000 | 3,705,000 |
| Securities available for sale | 9,269,000 | 7,938,000 | 13,716,000 | 13,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,013,000 | 280,365,000 | 298,751,000 | 305,516,000 |
| Interest-bearing deposits | 208,838,000 | 235,331,000 | 237,647,000 | 260,180,000 |
| Noninterest-bearing deposits | 48,175,000 | 45,034,000 | 61,104,000 | 45,336,000 |
| Equity capital | 43,600,000 | 47,858,000 | 52,865,000 | 62,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,174,000 | 11,320,000 | 18,243,000 | 25,668,000 |
| Interest expense | 1,520,000 | 3,555,000 | 6,044,000 | 8,864,000 |
| Net interest income | 3,654,000 | 7,765,000 | 12,199,000 | 16,804,000 |
| Noninterest income | 336,000 | 772,000 | 1,024,000 | 1,557,000 |
| Noninterest expense | 1,653,000 | 3,615,000 | 5,686,000 | 7,963,000 |
| Provision for loan losses | 396,000 | 741,000 | 917,000 | 1,905,000 |
| Pretax income | 1,941,000 | 4,181,000 | 6,620,000 | 8,493,000 |
| Income tax | 815,000 | 1,756,000 | 2,780,000 | 3,482,000 |
| Net income | 1,126,000 | 2,425,000 | 3,840,000 | 5,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,756,000 | 48,044,000 | 52,962,000 | 62,718,000 |
| Total capital | 46,603,000 | 51,107,000 | 56,198,000 | 66,434,000 |
| Risk-weighted assets | 254,938,000 | 289,899,000 | 287,696,000 | 343,347,000 |