Call reports 2004
TOMATOBANK — 2004
What TOMATOBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 166,217,000 | 178,215,000 | 202,940,000 | 208,235,000 |
| Total loans | 113,567,000 | 127,597,000 | 134,645,000 | 152,431,000 |
| Allowance for loan losses | 1,178,000 | 1,336,000 | 1,525,000 | 1,795,000 |
| Securities available for sale | 12,128,000 | 19,968,000 | 15,617,000 | 14,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,865,000 | 151,417,000 | 169,762,000 | 174,031,000 |
| Interest-bearing deposits | 106,760,000 | 109,860,000 | 132,960,000 | 137,439,000 |
| Noninterest-bearing deposits | 35,105,000 | 41,556,000 | 36,802,000 | 36,592,000 |
| Equity capital | 17,567,000 | 17,573,000 | 23,192,000 | 23,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,795,000 | 3,808,000 | 6,174,000 | 9,032,000 |
| Interest expense | 449,000 | 907,000 | 1,437,000 | 2,116,000 |
| Net interest income | 1,346,000 | 2,901,000 | 4,737,000 | 6,916,000 |
| Noninterest income | 136,000 | 271,000 | 399,000 | 520,000 |
| Noninterest expense | 1,120,000 | 2,340,000 | 3,754,000 | 5,060,000 |
| Provision for loan losses | 136,000 | 293,000 | 483,000 | 753,000 |
| Pretax income | 226,000 | 539,000 | 899,000 | 1,623,000 |
| Income tax | 0 | 59,000 | -299,000 | -399,000 |
| Net income | 226,000 | 480,000 | 1,198,000 | 2,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,611,000 | 17,865,000 | 23,233,000 | 24,057,000 |
| Total capital | 18,837,000 | 19,255,000 | 24,819,000 | 25,915,000 |
| Risk-weighted assets | 121,123,000 | 132,242,000 | 141,371,000 | 154,938,000 |