Call reports 2003
TOMATOBANK — 2003
What TOMATOBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 126,334,000 | 143,720,000 | 141,634,000 | 146,373,000 |
| Total loans | 84,717,000 | 86,758,000 | 91,916,000 | 104,043,000 |
| Allowance for loan losses | 783,000 | 625,000 | 627,000 | 1,042,000 |
| Securities available for sale | 6,142,000 | 8,726,000 | 13,063,000 | 11,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,030,000 | 124,129,000 | 121,751,000 | 123,670,000 |
| Interest-bearing deposits | 84,211,000 | 93,596,000 | 90,293,000 | 91,910,000 |
| Noninterest-bearing deposits | 22,819,000 | 30,533,000 | 31,458,000 | 31,760,000 |
| Equity capital | 12,278,000 | 12,743,000 | 12,828,000 | 15,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,432,000 | 2,980,000 | 4,549,000 | 6,256,000 |
| Interest expense | 474,000 | 956,000 | 1,403,000 | 1,812,000 |
| Net interest income | 958,000 | 2,024,000 | 3,146,000 | 4,444,000 |
| Noninterest income | 91,000 | 195,000 | 310,000 | 440,000 |
| Noninterest expense | 929,000 | 2,027,000 | 3,076,000 | 4,107,000 |
| Provision for loan losses | 46,000 | 2,000 | 4,000 | 419,000 |
| Pretax income | 74,000 | 190,000 | 376,000 | 358,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 85,000 |
| Net income | 73,000 | 189,000 | 375,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,255,000 | 12,721,000 | 12,907,000 | 15,705,000 |
| Total capital | 13,068,000 | 13,374,000 | 13,565,000 | 16,782,000 |
| Risk-weighted assets | 83,422,000 | 90,834,000 | 96,376,000 | 105,102,000 |