Call reports 2002
TOMATOBANK — 2002
What TOMATOBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 110,894,000 | 113,047,000 | 124,869,000 | 118,929,000 |
| Total loans | 68,825,000 | 71,887,000 | 71,355,000 | 80,162,000 |
| Allowance for loan losses | 704,000 | 717,000 | 717,000 | 737,000 |
| Securities available for sale | 25,096,000 | 12,520,000 | 11,970,000 | 9,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,974,000 | 91,295,000 | 103,362,000 | 97,925,000 |
| Interest-bearing deposits | 65,544,000 | 68,581,000 | 78,588,000 | 70,001,000 |
| Noninterest-bearing deposits | 21,430,000 | 22,713,000 | 24,773,000 | 27,924,000 |
| Equity capital | 11,352,000 | 11,962,000 | 12,146,000 | 12,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,425,000 | 2,944,000 | 4,421,000 | 5,883,000 |
| Interest expense | 562,000 | 1,077,000 | 1,605,000 | 2,099,000 |
| Net interest income | 863,000 | 1,867,000 | 2,816,000 | 3,784,000 |
| Noninterest income | 72,000 | 139,000 | 222,000 | 318,000 |
| Noninterest expense | 937,000 | 1,892,000 | 2,767,000 | 3,742,000 |
| Provision for loan losses | 44,000 | 57,000 | 57,000 | 77,000 |
| Pretax income | -46,000 | 61,000 | 218,000 | 308,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 2,000 |
| Net income | -47,000 | 60,000 | 217,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,528,000 | 11,936,000 | 12,092,000 | 12,183,000 |
| Total capital | 12,232,000 | 12,653,000 | 12,809,000 | 12,949,000 |
| Risk-weighted assets | 79,306,000 | 81,641,000 | 83,139,000 | 79,180,000 |