Call reports 2025
COMMERCE BANK — 2025
What COMMERCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 754,397,000 | 763,060,000 | 736,500,000 | 736,936,000 |
| Total loans | 156,780,000 | 158,349,000 | 158,495,000 | 158,977,000 |
| Allowance for loan losses | 2,896,000 | 2,984,000 | 2,817,000 | 2,760,000 |
| Securities available for sale | 492,172,000 | 473,876,000 | 473,763,000 | 487,347,000 |
| Securities held to maturity | 175,000 | 175,000 | 175,000 | 175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 662,135,000 | 664,877,000 | 660,997,000 | 657,878,000 |
| Interest-bearing deposits | 459,860,000 | 469,416,000 | 474,544,000 | 474,231,000 |
| Noninterest-bearing deposits | 202,275,000 | 195,461,000 | 186,453,000 | 183,647,000 |
| Equity capital | 87,635,000 | 93,941,000 | 70,889,000 | 75,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,457,000 | 16,885,000 | 25,741,000 | 33,782,000 |
| Interest expense | 3,128,000 | 6,240,000 | 9,500,000 | 12,657,000 |
| Net interest income | 5,329,000 | 10,645,000 | 16,241,000 | 21,125,000 |
| Noninterest income | 1,662,000 | 3,209,000 | 4,853,000 | 6,510,000 |
| Noninterest expense | 2,283,000 | 4,705,000 | 7,097,000 | 9,277,000 |
| Provision for loan losses | 115,000 | 243,000 | 57,000 | 63,000 |
| Pretax income | 4,549,000 | 8,905,000 | 13,968,000 | 18,352,000 |
| Income tax | 961,000 | 1,879,000 | 2,950,000 | 3,894,000 |
| Net income | 3,588,000 | 7,026,000 | 11,018,000 | 14,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,787,000 | 109,226,000 | 83,218,000 | 86,658,000 |
| Total capital | 108,836,000 | 112,329,000 | 86,151,000 | 89,515,000 |
| Risk-weighted assets | 274,348,000 | 282,186,000 | 277,963,000 | 273,994,000 |
Machine access — free, no API key
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