Call reports 2023
COMMERCE BANK — 2023
What COMMERCE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 655,528,000 | 647,611,000 | 640,526,000 | 643,245,000 |
| Total loans | 158,152,000 | 170,241,000 | 171,046,000 | 172,208,000 |
| Allowance for loan losses | 2,911,000 | 3,087,000 | 3,120,000 | 3,281,000 |
| Securities available for sale | 369,965,000 | 370,276,000 | 368,910,000 | 384,315,000 |
| Securities held to maturity | 175,000 | 175,000 | 175,000 | 175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 576,796,000 | 570,970,000 | 563,413,000 | 566,524,000 |
| Interest-bearing deposits | 359,272,000 | 361,147,000 | 364,728,000 | 373,918,000 |
| Noninterest-bearing deposits | 217,524,000 | 209,823,000 | 198,685,000 | 192,606,000 |
| Equity capital | 76,087,000 | 73,764,000 | 73,509,000 | 73,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,327,000 | 13,578,000 | 20,868,000 | 28,053,000 |
| Interest expense | 994,000 | 2,533,000 | 4,442,000 | 6,738,000 |
| Net interest income | 5,333,000 | 11,045,000 | 16,426,000 | 21,315,000 |
| Noninterest income | 1,342,000 | 2,841,000 | 4,395,000 | 5,912,000 |
| Noninterest expense | 2,183,000 | 4,347,000 | 6,553,000 | 8,278,000 |
| Provision for loan losses | 270,000 | 521,000 | 594,000 | 915,000 |
| Pretax income | 4,264,000 | 9,018,000 | 13,593,000 | 18,070,000 |
| Income tax | 917,000 | 1,937,000 | 2,915,000 | 3,824,000 |
| Net income | 3,347,000 | 7,081,000 | 10,678,000 | 14,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,434,000 | 105,167,000 | 108,765,000 | 97,334,000 |
| Total capital | 104,396,000 | 108,309,000 | 111,951,000 | 100,660,000 |
| Risk-weighted assets | 254,360,000 | 264,963,000 | 263,676,000 | 266,141,000 |