Call reports 2022
COMMERCE BANK — 2022
What COMMERCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 655,099,000 | 661,842,000 | 653,479,000 | 644,949,000 |
| Total loans | 165,554,000 | 156,785,000 | 156,238,000 | 158,847,000 |
| Allowance for loan losses | 2,532,000 | 2,212,000 | 2,439,000 | 2,667,000 |
| Securities available for sale | 425,086,000 | 460,991,000 | 441,716,000 | 427,165,000 |
| Securities held to maturity | 175,000 | 175,000 | 175,000 | 175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 572,088,000 | 581,791,000 | 583,975,000 | 574,544,000 |
| Interest-bearing deposits | 359,983,000 | 364,055,000 | 360,539,000 | 354,184,000 |
| Noninterest-bearing deposits | 212,105,000 | 217,736,000 | 223,436,000 | 220,360,000 |
| Equity capital | 80,347,000 | 78,096,000 | 66,316,000 | 68,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,243,000 | 7,056,000 | 11,694,000 | 17,288,000 |
| Interest expense | 205,000 | 415,000 | 702,000 | 1,240,000 |
| Net interest income | 3,038,000 | 6,641,000 | 10,992,000 | 16,048,000 |
| Noninterest income | 1,279,000 | 2,632,000 | 4,438,000 | 5,826,000 |
| Noninterest expense | 2,355,000 | 3,872,000 | 5,922,000 | 7,755,000 |
| Provision for loan losses | -41,000 | -331,000 | -69,000 | 198,000 |
| Pretax income | 1,866,000 | 5,499,000 | 9,229,000 | 13,579,000 |
| Income tax | 404,000 | 1,183,000 | 1,990,000 | 2,868,000 |
| Net income | 1,462,000 | 4,316,000 | 7,239,000 | 10,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,837,000 | 91,691,000 | 94,616,000 | 98,087,000 |
| Total capital | 91,513,000 | 93,944,000 | 97,086,000 | 100,798,000 |
| Risk-weighted assets | 213,759,000 | 215,835,000 | 224,872,000 | 232,117,000 |