Call reports 2021
COMMERCE BANK — 2021
What COMMERCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 601,905,000 | 613,503,000 | 628,636,000 | 667,502,000 |
| Total loans | 189,619,000 | 181,109,000 | 176,021,000 | 166,383,000 |
| Allowance for loan losses | 2,677,000 | 2,630,000 | 2,386,000 | 2,611,000 |
| Securities available for sale | 369,738,000 | 396,487,000 | 412,306,000 | 418,571,000 |
| Securities held to maturity | 175,000 | 175,000 | 175,000 | 175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,361,000 | 494,486,000 | 515,513,000 | 557,326,000 |
| Interest-bearing deposits | 321,304,000 | 327,577,000 | 335,435,000 | 351,647,000 |
| Noninterest-bearing deposits | 162,057,000 | 166,909,000 | 180,078,000 | 205,679,000 |
| Equity capital | 105,837,000 | 107,498,000 | 108,521,000 | 107,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,238,000 | 6,308,000 | 9,584,000 | 13,224,000 |
| Interest expense | 252,000 | 494,000 | 719,000 | 934,000 |
| Net interest income | 2,986,000 | 5,814,000 | 8,865,000 | 12,290,000 |
| Noninterest income | 2,714,000 | 3,860,000 | 5,113,000 | 6,383,000 |
| Noninterest expense | 1,869,000 | 3,873,000 | 5,973,000 | 7,716,000 |
| Provision for loan losses | -24,000 | -77,000 | -294,000 | -34,000 |
| Pretax income | 3,802,000 | 5,833,000 | 8,240,000 | 10,904,000 |
| Income tax | 481,000 | 923,000 | 1,442,000 | 1,955,000 |
| Net income | 3,321,000 | 4,910,000 | 6,798,000 | 8,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,747,000 | 98,337,000 | 100,225,000 | 102,375,000 |
| Total capital | 99,472,000 | 100,972,000 | 102,647,000 | 104,996,000 |
| Risk-weighted assets | 225,992,000 | 210,792,000 | 218,787,000 | 222,273,000 |